Compulsory Traffic Insurance And Comprehensive Insurance

Compulsory traffic insurance is an insurance that every car on the road is obliged to obtain according to the highway traffic laws. Compulsory traffic insurances cover a certain proportion of the material and moral damages incurred in accidents occurring in traffic. It is mandatory for all vehicles on the road to have this insurance. The periods of expired insurances must be extended again to continue the insurances. Vehicles with expired insurance cannot go on the road, and uninsured vehicles detected by traffic teams are removed from traffic and impounded. They are kept in parking lots determined by the teams until the required documents are presented, until the insurance is made. Compulsory traffic insurance is responsible for covering the damage you cause to the other party, not the damage of the vehicle owner who caused the accident.

What does comprehensive insurance cover?

The situation is different with comprehensive insurance. In cases such as theft, accident, or robbery, it varies according to the scope of insurance made with insurance companies. In an accident you have with your vehicle, the insurance company with which you have a comprehensive agreement covers all your expenses. Comprehensive insurance is not a mandatory type of insurance like compulsory traffic insurance. Vehicle owners who wish can obtain comprehensive insurance. Even if the vehicle owner has comprehensive insurance, they are obliged to obtain compulsory traffic insurance.